VectraLMS is the flexible, modern loan management system that empowers you to build exactly what you need. Configure any loan product, automate operations, and scale with confidence.
From origination to servicing, VectraLMS gives you the tools to configure, automate, and monitor your entire lending operation.
Define any loan type with custom interest calculations, fee structures, statement cycles, and payment allocation rules. No code changes needed.
Build scorecards, set hard rules, and connect external decisioning engines. Auto-approve, decline, or route to manual review.
Track portfolio health with aging reports, delinquency rates, utilization metrics, and lending pool performance dashboards.
Create document templates, assemble packages, generate PDFs, and collect e-signatures. Full audit trail included.
Mobile-first self-service portal where borrowers apply, sign documents, make payments, and view statements. Fully white-labeled.
SSO via OIDC, API key management, role-based access control, field-level encryption, and SOC 2 compliance built in.
VectraLMS's configuration-first approach means you can launch new loan products without writing a single line of code.
Define your loan type with interest, fees, statements, and underwriting rules through our visual editor.
Integrate your existing systems via REST API, set up SSO, and configure your borrower portal branding.
Accept applications, process loans, and automate servicing. Your borrowers get a beautiful self-service experience.
Monitor analytics, optimize strategies, and add new products. VectraLMS grows with your business.
Every feature designed by lending professionals who understand the complexity of real-world loan operations.
Simple, compound, or rule-of-78s. Daily, monthly, or custom accrual. Any day count convention. You decide.
Automate interest posting, statement cutting, late fee assessment, and payment processing on your schedule.
Manage multiple funding sources with allocation strategies. Track lender commitments and utilization in real-time.
Run what-if scenarios without touching production data. Test interest accrual, payment schedules, and edge cases.
Full programmatic access to every feature. Webhooks, batch operations, and comprehensive documentation.
Run multiple companies from one deployment. Each with their own borrowers, loans, branding, and configuration.
Auto-generate PDF statements, email them to borrowers, and track delivery. Customizable templates per loan type.
Aging reports, outstanding balances, delinquency trends, lending pool health, and custom report builder.
Join forward-thinking lenders who chose VectraLMS to power their loan operations. Start building today.